Digital Currencies and Their Influence on the Global Economy: A Systematic Review of the Literature

Garcia N.; Saavedra R.; Cuba C.; Cabrera C. · Proceedings of the LACCEI international Multi-conference for Engineering, Education and Technology (2025) · DOI: 10.18687/leird2025.1.1.1071

Resumen

The growing interest in cryptocurrencies and blockchain technology has generated an in-depth analysis of their impact on the global financial system. These cryptoassets promise to transform the sector through greater security and efficiency in transa ctions. In particular, blockchain brings reliability and integrity to financial processes, positioning cryptocurrencies as a potential alternative to traditional systems. However, their adoption faces multiple challenges, among the main obstacles being a lack of public under standing, technical challenges in their implementation, and the absence of a clear regulatory framework. Furthermore, the level of trust these technologies generate and awareness of their risks determine their acceptance and growth. The analysis is justified by the need to better understand the factors that favor or limit their adoption, thus contributing to a clearer view of their potential for financi al innovation. The content is organized as follows: first, the theoretical framework on cryptocurrencies and blockchain is presented; then, the most relevant studies are presented; third, the findings on benefits and methodologies are discussed; Finally, conclusions and recommendations are presented. This systematic literature review (SLR) aims to analyze the impact of cryptocurrencies and blockchain technology on the financial system, identifying both their benefits and the barriers to their integration, and analyzing the various methodologies used to measure the volatility of these cryptocurrencies. © LEIRD 2025.All rights reserved.

Instituciones: Universidad Tecnológica del Perú