Design and Implementation of Personal Finance Software for Controlling Financial Efficiency

Grados-Espinoza J.; Velasquez-Jimenez L. · International Journal of Engineering Trends and Technology (2025) · DOI: 10.14445/22315381/ijett-v73i2p109

Resumen

This study presents the development and implementation of software designed to help individuals better manage their personal finances. Developed using agile methodologies such as Scrum and Extreme Programming (XP), the software integrates key features, including transaction tracking, personalized reports, and expense categorization, all within an intuitive and user-friendly platform. The results indicate that users highly valued the software’s ease of use and utility, highlighting its effectiveness in enabling more efficient and informed financial management. However, visual design was identified as an area for improvement, with some users noting that aspects such as aesthetics and organization could be optimized to enhance the overall user experience. Compared to existing tools, this software stands out for its user-centered approach and flexibility to adapt to different needs. Moreover, the methodologies applied enabled the development of a product that effectively addresses everyday financial challenges. This work not only meets its proposed objectives but also opens opportunities for future enhancements, such as integrating security features and personalization options and analyzing the long-term impact on users’ financial well-being. In summary, this software represents a significant step forward in creating practical and accessible tools for personal financial management. It empowers users to make more informed decisions and improve their relationship with their finances.

Instituciones: Universidad Nacional del Callao; Universidad de Ciencias y Humanidades