Bank concentration, measured by different indicators. The Peruvian case; [Concentração bancária, medida por meio de diversos indicadores. O caso peruano]

Apolinario Y.B.; Quispe D.K.P.; Rodriguez P.B.V.; Gadea M.J.C. · Journal Globalization, Competitiveness and Governability (2022) · DOI: 10.3232/gcg.2022.v16.n1.05

Resumen

The objective of this article is to provide a comparative analysis of banking concentration in Peru. The data were collected from financial companies regulated by the Superintendency of Banking, Insurance and Pension Fund Administrators for the period 2001-2020. Eight indicators were analyzed. In addition, with qualitative scope, it can be affirmed that the Concentration Ratio, the HHI and the Horvath index are the ones that best describe banking concentration and show a high concentration in the Peruvian market. These results allow us to evaluate the attractiveness of the market to make decisions regarding investments, mergers, opening of new markets, among others.

Instituciones: Universidad Continental